This document defines the principles and rules for processing user information on the online informational platform
. Please carefully read this policy before using our website.
respects users' rights to privacy and protection of personal information.
1.1. This Privacy Policy describes what information we collect, how we use it, and what measures we take to protect it on the informational platform (hereinafter - "Platform", "Site"), available at https://kredihub.com.
1.2. By using our Site, you agree to the terms of this Privacy Policy. If you do not agree with any point, please stop using the Platform.
1.3. This Privacy Policy is an integral part of the Terms of Use of the Platform.
2.1. Information you provide: Currently, the Platform does not require user registration and does not collect personal data such as name, address, phone number, or email. If you voluntarily send us a request by email, we may store your contact details to respond and improve our services.
2.1.1 Current data processing status: At present, the Platform does not collect, use, or transfer any personal user data. All relevant provisions regarding data processing, protection, and privacy are detailed in this policy, allowing us to promptly respond to possible future changes. We commit to adhering to these provisions and ensuring transparency if new features or services involving personal data processing are introduced.
2.2. Automatically collected information: We may collect certain anonymous information about your device, including:
Important to know: We do not use this information to identify specific individuals. It is used solely for analysis and improving the Platform's operation.
2.3. Cookies: Our Site may use cookies - small text files stored on your device that help the Platform remember your settings and analyze traffic. You can configure your browser to reject all or some cookies or notify you when they are sent.
3.1. The information we collect is used for the following purposes:
3.2. does not sell, exchange, or transfer collected information to third parties for marketing or advertising purposes.
Data Security: We implement appropriate technical and organizational measures to protect information from unauthorized access, loss, or damage.
4.1. adheres to industry security standards to protect collected information from unauthorized access, disclosure, alteration, or destruction.
4.2. Our Site uses HTTPS protocol to encrypt data transmitted between your device and our servers.
4.3. Access to information collected on the Platform is limited and granted only to authorized persons who are obliged to maintain confidentiality.
4.4. We regularly review and improve our security procedures to comply with new technological standards and legal requirements.
5.1. does not disclose personal user information to third parties without explicit consent, except in the following cases:
5.2. may use third-party analytics services such as Google Analytics to collect anonymous information about Site usage. These services may use cookies and other technologies to collect and analyze information about your use of the Platform.
5.3. Our Site may contain links to other websites that we do not control. is not responsible for the privacy practices or content of such third-party websites. We recommend reviewing the privacy policy of any website you visit.
6.1. complies with the General Data Protection Regulation (GDPR) and other applicable data protection laws.
6.2. Legal bases for data processing: We process information based on the following legal grounds:
6.3. User rights: According to data protection laws, you have the following rights regarding your personal data:
6.4. To exercise these rights or for more information, please contact us at the email address provided at the end of this document.
Note: Since currently does not collect personally identifiable data, some of these rights may be limited.
7.1. The Platform is not intended for children under 18 years old, and we consciously do not collect personal data from individuals younger than this age.
7.2. If you are a parent or guardian and believe your child has provided us with information, please contact us, and we will take necessary measures to delete such information.
8.1. retains collected information only for the period necessary to achieve the purposes stated in this Privacy Policy or as required by law.
8.2. Anonymous data used for analytics and improving Platform functionality may be stored for a longer period in aggregated form that does not allow identification of specific users.
9.1. reserves the right to change this Privacy Policy at any time without prior notice.
9.2. The current version of the Privacy Policy is always available on our Platform. We recommend periodically reviewing this page for possible changes.
9.3. Continued use of the Platform after publication of changes means acceptance of the updated Privacy Policy by the user.
If you have questions or concerns regarding this Privacy Policy or the processing of your data, please contact us:
Last updated: May 1, 2025
is solely an informational online platform that aggregates data about microfinance organizations (MFOs) and companies operating in various sectors in Ukraine and worldwide. We are not a financial institution, do not issue loans, and do not provide any financial or other services directly. All information is provided to better understand and familiarize yourself with the operations of MFOs and various service providers. Before making any financial, legal, or other decisions, we recommend reviewing our Terms of Use and Privacy Policy and contacting the chosen company directly.